Autonomous App Interface
Hello Alex

Fire your financial advisor. Become autonomous.

01

Smarter, faster and 0% advisory fees.†

02

Elite strategies used by the ultra-wealthy, now available to everyone.

Autonomous App Portfolio View

03

Get immediate answers, explore trade-offs, and execute instantly.

04

Science-backed financial intelligence.

Autonomous App Mockups

Why

Investors often face two imperfect options: robo-advisors offer cookie-cutter portfolios, while traditional advisors can leave you giving up a meaningful share of your retirement to fees.

At Autonomous, we're building at the intersection of frontier AI and financial markets. An institutional-grade playbook that understands your complete picture, continuously optimized as your life changes.

A financial superintelligence, tuned for you.

Should I pay down my mortgage faster, or invest more in my 401(k)?

You're on track to retire around 56. An extra $500/mo to your 401(k) typically beats mortgage prepayment. Tax-advantaged growth moves your retirement up by over a year, and you keep your cash flexible.

2.0x your retirement wealth with Autonomous.‡

Net worth at retirement

With Autonomous, your portfolio is projected to be 2.3x larger in 40 years compared to a robo-advisor.
100,000
5,000
With Autonomous, your portfolio is projected to be 2.3x larger in 40 years compared to a robo-advisor.
With Autonomous
$2.2M
With Traditional Advisor
$1.5M
With Robo Advisor
$938K
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This example assumes a 6% average annual market return for Autonomous, a traditional advisor, and a robo-advisor. Industry research suggests traditional advisors can add 2.3% in annual value through tax optimization, alternative investments, and behavioral guidance that prevents costly mistakes. Traditional advisors typically charge 1-1.5% per year in management fees, which reduces how much of that benefit clients keep. Autonomous provides access to online advisory services with a 0% advisory fee, so more of your returns stay invested and have time to compound. That difference in fees and compounding is what drives the gap in this example.

FAQ

No. Robo-advisors manage cookie-cutter portfolios. That's it. Autonomous manages your entire financial life—answering the kind of questions you once needed an expensive advisor for: Cross-account coordination across your 401(k), taxable accounts, mortgage, equity comp, and cash flow. Real tax strategy—federal, state, and capital gains timing. Major life decisions like job offers, home purchases, windfalls, concentrated stock positions, and retirement tradeoffs. It gives you 24/7 answers based on your complete situation, not generic rules. Autonomous delivers institutional-grade portfolios and acts like a private wealth advisor—at a fraction of the cost. As your life, income, and goals evolve, it adapts with you. It's a full financial strategy built around you, not a one-size-fits-all algorithm.

Autonomous provides its core investment platform at no charge – including tailored portfolio construction, 24/7 investment guidance, and proactive portfolio monitoring. Separately, our optional Autonomous Index, available to you for a fee, employs direct indexing – replacing ETFs and Mutual Funds with individual securities, to deliver tax-loss harvesting, portfolio customization, and dynamic rebalancing. §

Autonomous Wealth Management LLC is an SEC registered investment advisor. As an investment advisor, we operate under a strict fiduciary duty to act in your best interests at all times. Your assets are held with Apex, one of the largest independent custodians with $200+ billion in client assets across 22+ million accounts. Apex is a broker-dealer and SIPC member, which means securities in your account are protected up to $500,000 in the unlikely event that Apex becomes insolvent. For details and more information, including eligibility limits, see www.sipc.org. Apex maintains excess SIPC insurance, with an aggregate firmwide limit of $150 million, subject to sub-limits for any one customer of $37.5 million for securities and $900,000 for cash. SIPC coverage is only available in the event of a member financial institution’s financial insolvency. It does not protect against market losses or general errors or omissions. Registration does not imply a certain level of skill or training.

We are Autonomous Technologies Group (ATG) – an applied AI research lab based in New York City and San Francisco. Backed by Garry Tan (Y-Combinator), Box Group (Plaid, Stripe, Cursor, and Ramp), and Collaborative Fund (Lyft, AngelList).

Yes. We're looking for talented engineers and researchers to join our team in New York City and San Francisco. View open roles.

‡ Simulator This investment analysis tool provides hypothetical projections for illustrative and educational purposes only. These projections are not a guarantee or prediction of actual future performance, do not represent actual investment results, and should not be considered investment advice or a recommendation for any specific service model, investment provider, or portfolio type. All figures are hypothetical. Actual returns will vary and may be higher or lower than projected – or negative – depending on individual circumstances, market conditions, trading costs, taxes, advisor used, and changes in investment strategy. Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Assumptions: The tool assumes a consistent 6.0% gross market return, reduced by 2.0% inflation, across all three scenarios (Autonomous, Traditional Advisor, and Robo Advisor). The simulator does not include Autonomous’ direct-indexing services, the Autonomous Index. If you choose to invest in the Autonomous Index, you will be charged an assets-under-management fee of up to 0.75%. That fee is not reflected in the simulator because the Autonomous Index is an optional service separate and distinct from our no-cost, online advisory program. You are under no obligation to enroll in Autonomous’ indexing strategies and may continue to utilize our online advisory program at no fee. The simulator does not reflect or attempt to compare Autonomous’ index strategy management to that of traditional advisors or robo-advisors. Fees associated with the Autonomous Index can be found in our Firm Brochure and Customer Relationship Summary. Fees may be higher or lower than other available investments or advisors. The Autonomous and Traditional Advisor scenarios include a hypothetical Alpha adjustment of +2.3% to the baseline inflation-adjusted return of 4.0%, for a total annual real return of 6.3%. This alpha estimate is based on industry research regarding the potential value of behavioral coaching, systematic portfolio rebalancing and tax-loss harvesting strategies. Behavioral coaching aims to help investors maintain investing discipline during market volatility, potentially preventing emotionally-driven decisions that could impair long-term returns. Systematic rebalancing maintains target asset allocations and manages portfolio risk. Research on direct indexing and tax-loss harvesting finds that systematic tax management can generate incremental "tax alpha" relative to traditional index funds or ETFs, particularly in taxable accounts, although benefits are highly dependent on market conditions, volatility, tax rates, continued contributions, and an investor's ability to use realized losses. Tax-loss harvesting results and related tax savings are based on illustrative calculations relying on certain assumptions and client-reported information (income, tax filing status, dependents) and may assume use of the standard deduction. These calculations do not account for trading activity outside the advisor's platform, which could materially affect tax impact. Analyses are typically performed for specific tax years and may incorporate carry-forward losses but generally do not consider the time value of money, changes in client income, or state/local taxes. Tax-loss harvesting may result in lower cost basis, increasing taxable gains upon future liquidation. Opportunities vary depending on market conditions, portfolio composition, and trading activity, and may be greater during volatility. Tax savings are not a measure of investment performance. Investors should consult a qualified tax professional to determine appropriateness for their individual circumstances. The simulator is available to Autonomous’ clients through our online advisory services, which are made available at no cost. Assumed annual assets under management advisory fees are 1.0% for Traditional Advisor, 0.25% for Robo Advisor, and 0% for Autonomous scenarios, calculated on average assets under management (start + end balance / 2) and deducted at year-end. This is an over-simplification; actual fees vary by advisor, account size, and services offered. Additional fees and costs such as brokerage costs, transaction fees, and third-party fees may apply in all three scenarios. Comparisons referencing advisory fees assume the use of Autonomous’ general online advisory services and are based on publicly available resources indicating traditional financial advisory fees typically range from 1.0% to 2.0% of assets under management, with industry averages at or slightly above 1.0%. Assumes annual contributions occur at the start of each year and also assumes no withdrawals in the investment period. No tax adjustments are reflected in these figures. § Autonomous Index Clients do not pay an annual program or platform fee for access to these services. However, Autonomous Index is not free of charge. It is an optional service available to clients for a fee. Please review our Firm Brochure for additional information, disclosures, and specific service fees. Legal The information and results presented are hypothetical and are provided for illustrative purposes only. Hypothetical performance does not represent actual trading and has inherent limitations. It is generated with the benefit of hindsight, based on assumptions, and does not reflect actual market conditions, trading costs, liquidity constraints, or the impact of economic and market factors. Past performance is not indicative of future results, and no guarantees are made that any investor will achieve similar results. Actual results will differ. This material is for informational purposes only and is not intended to provide personalized investment advice or recommendations. The investments and services offered may not be suitable for all investors. It is important that you consider your individual financial situation, investment objectives, and risk tolerance before choosing to invest. When you visit our site, we and our third-party partners may collect personal information about you, including through cookies and similar technology. To read more about our collection and sharing practices, click here. Waitlist Referral Disclosure Autonomous does not pay cash compensation for referrals to our firm. However, we do provide non-cash benefits in the form of higher scheduling priority or earlier access to certain services, if new clients open accounts with Autonomous using a promoter’s referral link. Because promoters receive these benefits, a material conflict of interest exists, as they have an incentive to recommend Autonomous in order to receive enhanced access or priority. You are receiving this disclosure because the Investment Advisers Act of 1940 requires clients to be informed of any compensated endorsements. An endorsement includes any statement by a non-client that expresses approval, support, recommendation, or describes an experience with an advisor or its supervised persons. Promoters are non-clients or users who receive compensation – in the form of non-cash priority benefits – in exchange for referring you to Autonomous. As a result, the arrangement between promoters and Autonomous is considered an endorsement under the Advisers Act. Any time a promoter receives compensation for referring clients, a conflict of interest exists. A conflict of interest is any circumstance that could influence a person – consciously or unconsciously – to make a recommendation that is not entirely impartial. By receiving priority access as compensation, a promoter has an incentive to recommend Autonomous to you, which creates a material conflict of interest you should be aware of when evaluating the referral or signing up for Autonomous’ services.